- PAYM8’s Mobile Platform offers secure and easy access (Plug and Play) to a fully certified environment with built in fraud detection tools. Along with cellular network, utility and other service company integrations PAYM8 is able to offer a broad range of mobile products and services.
- Full Mobile Banking Suite (mini-statements, balance enquiries, loan enquiries, stop card, change pin)
- Mobile Purchases
- Mobile Payments
- Mobile Money Transfer
- Text Alerts
- Mobile banking combines the visual advantages of a screen-based service with the portability of a mobile phone.
- The service is secure; meaning banking information can only be accessed using a Personal Identification Number (PIN). It is also convenient and easy to use.
Subscribers can transact anytime, anywhere 24/7.
-
-
- The Purchase of virtual product such as airtime, pre-paid electricity, content and lotto tickets can now be done using the mobile phone.
- This application provides the ability to debit a bank card in real time before finalising the fulfilment process.
- The PAYM8 Platform can be accessed by most GSM protocols with USSD, SMS and IVR being the most common.
-
-
- The act of queuing to pay your bills is no more!
- PAYM8’s Mobile Bill Payment makes it possible to pay the bills of participating vendors at your convenience from your mobile phone anytime, anywhere 24/7.
- Open standards design allow for easy integration to utilities and with real time debiting of customer accounts payments has never been easier.
-
-
- Bill presentment functionality allows statement notifications directly to a clients’ phone, at the time of your choice.
- Customer reminders on overdue payments are also common applications generated off the PAYM8 Platform.
-
-
- PAYM8 provides the ability to transfer funds directly from the mobile handset, person-to-person in real-time.
- Customized solutions can be developed to cater for specific requirements and include:
- card to card
- card to cash
- cash to card and
- cash to cash
-
-
- Increase the effectiveness of your company’s marketing reach by communicating directly to your customers via SMS.
- Subscription Renewals - Remind and enable your customers to easily renew their subscriptions via SMS
- Marketing Messages - Convey your marketing messages directly to your target market [“new products, updates”], Sales Promotions
- Information Sharing - Keep your customers informed about system down-times and changes in scheduling
-
-
- Resulting from the need to “mobilize” existing bank debit cards, PAYM8 has investigated the delivery and management of both Bank Sponsored and Proprietary Debit Cards.
- Specializing in the “mobilization” [facilitation of the m-commerce functionality] of the cards using the PAYM8 technology and m-wallet functionality has allowed for a myriad of possibilities in these markets.
|
