RTDO & Card

Real Time Debit Order

Card is a unique offering which allows for a debit order to be run against a card issued by any Botswanan card issuer.

Real Time Debit Order (RTDO) allows for real time collections from any authorised FNB Botswana Account

Product Parameters




Processing days 365 days Banking days
Cut off times 24/7 Weekdays 05h00-19h00
Saturdays 05h00-12h00
Banks All banks FNB Botswana
Retries 1 per day (up to 4 days) 1 per day (up to 4 days)
Information Required 16-digit card number and expiry date Account number and branch code
Recurring collections Yes Yes
Once off collections Yes Yes
Reporting Creation date report
Future dated report
Success report
Cancellation report
Graphical report/trend analysis
Settlement of funds Bulk Settlement Overnight Immediate
Instruction initiation Bulk upload, API or Frontend Same
Response codes / transaction outcome Immediate Immediate