Enhanced Debit Order

Following a decision taken by the Bank of Namibia, the Payment Association of Namibia (PAN) in partnership with the banking institutions and suppliers, a new enhanced EFT system has been introduced into the Namibian financial sector. This new national EFT system is called NamPay.

Enhanced Debit Order (EnDO) is one of the payment streams making up NamPay.

There are 2 EnDO variants, same day and one day.


  • Multiple processing windows throughout the day
  • Early Collections from all major banks
  • Tracking available
  • Randomised transactions (equal chance of collecting regardless of bank)
  • Direct Settlement
  • Option to submit for strike same day