Secure Integrated Payment Solutions
The way customers pay shouldn’t affect your revenue – cost-effective solutions no matter what channels you use.
Innovative payment system that starts with one question: “What do you want to achieve?”
Integrate all your payment products such as collections, digital commerce, mobile payments and card transactions on one platform and have real-time self-service functionality, allowing you to select transaction types seamlessly
Single view of your payment transactions in, making long-term decision making simple
No minimum or maximum number of transactions
PAYM8 is the only South African company to offer this level of payment interoperability
PAYM8’s API is compatible with all commercial line-of-business systems
Integration of lower value transactions via PAYM8’s micro merchant ezzi2pay channel. This provides a mobile, frictionless payment process that meets regulatory compliance requirements
Machine learning data structures will allow consumer payment behavior to be tracked resulting in improved transaction & payment management
Channels include:
01
Debit pull
(payee driven)
- Real-time debit orders (RTDO, Botswana and Namibia)
- Enhanced debit orders (ENDO, Namibia)
- Recurring card debits (debit and credit cards). Only in South Africa and Botswana
- Debicheck (authenticated collections)
- EFT Debit Orders
- Non-authenticated early debit orders (NAEDO)
- Authenticated early debit orders (AEDO)
02
Micro merchant
payments
- PAYM8 ‘s ezzi2pay uses card transaction solution using the WhatsApp platform making it accessible to over 22 million South Africans who use the app.
- Globally certified and secure. (PCI DSS approved). All the security features inherent in a credit or debit card transaction are integrated into the ezzi2pay software.
- Credit and debit card ready.
- Easy initiation – only supply phone number, reference and amount.
- Card details are securely captured by the client on his or her mobile phone.
- Once-off or recurring payments.
04
Make new legislation challenges work for you
- Debit and credit cards
- Alternate payment channels
Digital payments
PAYM8 makes the leap from ‘bricks’ to ‘clicks’ friction less and secure.
- Easy integration with popular channels
- Customers can transact from both websites and mobile devices
- Responsive, adaptive, scalable and robust, PAYM8’s solutions intuitively support any business size.
- Choose from a variety of popular payment options including card- and account-based options.
The PAYM8 e-commerce re-direct payment option offers a low-friction integration path for merchants who want to avoid capturing card details on their web pages, due to PCI-DSS restrictions
