RTDO (Real-Time Debit Orders) is a payment method in Botswana offering instant or near-instant collections via debit orders.

Can PAYM8 process card payments in Botswana?

Yes. PAYM8 supports both debit and credit card payments in Botswana, integrated through the same platform as RTDO.

Why choose PAYM8 for payments in Botswana?

PAYM8 delivers a unified API for RTDO and card collections, PCI-DSS-level security, platform redundancy, and a broad merchant footprint.

Real Time Debit Order, Secure Integrated Payments

Card is a unique offering which allows for a debit order to be run against a card issued by any Botswanan card issuer.

Real Time Debit Order (RTDO) allows for real time collections from any authorised FNB Botswana Account

PARAMETER	CARD	RTDO
Processing days	365 days	Banking days
Cut off times	24/7	Weekdays 05h00-19h00 Saturdays 05h00-12h00
Banks	All banks	FNB Botswana
Retries	1 per day (up to 4 days)	1 per day (up to 4 days)
Information Required	16-digit card number and expiry date	Account number and branch code
Recurring collections	Yes	Yes
Once off collections	Yes	Yes
Reporting	Creation date report Future dated report Success report Cancellation report Graphical report/trend analysis	Same
Settlement of funds	Bulk Settlement Overnight	Immediate
Instruction initiation	Bulk upload, API or Frontend	Same
Response codes / transaction outcome	Immediate	Immediate